Purple Visa Card Terms

Finance terms and conditions

60 Months Interest Free + Sell downs

#60 months interest free available on finance of $1200 and over 48 months interest free available on purchases $999 and over, 30 months interest free available on purchases $699 and over, 24 months interest free available on purchases $499 and over, 12 months interest free available on purchases $250 and over, using Purple Visa Card, a brand of Warehouse Money. All finance is subject to Purple Visa Card Terms and Conditions, credit criteria and rates and fees (including $55 establishment fee and $55 annual fee). Visit purplevisacard.co.nz for full Terms and Conditions and Rates and Fees. Prevailing interest rate (currently 22.90% p.a.) applies to any outstanding balance on the expiry of the interest free period. Minimum monthly repayments (3% of the outstanding balance or $20, whichever is the greater) must be made during the interest free period. If you make only the minimum monthly payment, you will not pay off your interest free transaction amount within the promotional period.  So, if you can, always pay more than the minimum amount due.  Advertised credit offer is available instore and online and cannot be used in conjunction with any other Noel Leeming promotional offer. *Excludes all Apple Products and Galaxy S & Note mobile phone range. 30, 48 & 60 months interest free also excludes Drones and 60 months interest free excludes Sonos as well. 12 months interest free excludes only Apple iPhones.

60 Months Interest Free

#60 months interest free available on finance of $1200 and over using Purple Visa Card, a brand of Warehouse Money. All finance is subject to Purple Visa Card Terms and Conditions, credit criteria and rates and fees (including $55 establishment fee and $55 annual fee). Visit purplevisacard.co.nz for full Terms and Conditions and Rates and Fees. Prevailing interest rate (currently 22.90% p.a.) applies to any outstanding balance on the expiry of the interest free period. Minimum monthly repayments (3% of the outstanding balance or $20, whichever is the greater) must be made during the interest free period. If you make only the minimum monthly payment, you will not pay off your interest free transaction amount within the promotional period.  So, if you can, always pay more than the minimum amount due.  Advertised credit offer is available instore and online and cannot be used in conjunction with any other Noel Leeming promotional offer. *Excludes all Apple Products, Sonos, Drones and Galaxy S and Note mobile phone range. 

48 Months Interest Free

#48 months interest free available on finance of $999 and over using Purple Visa Card, a brand of Warehouse Money. All finance is subject to Purple Visa Card Terms and Conditions, credit criteria and rates and fees (including $55 establishment fee and $55 annual fees). Visit purplevisacard.co.nz for full Terms and Conditions and Rates and Fees. Prevailing interest rate (currently 22.90% p.a.) applies to any outstanding balance on the expiry of the interest free period. Minimum monthly repayments (3% of the outstanding balance or $20, whichever is the greater) must be made during the interest free period. If you make only the minimum monthly payment, you will not pay off your interest free transaction amount within the promotional period.  So, if you can, always pay more than the minimum amount due.  Advertised credit offer is available instore and online and cannot be used in conjunction with any other Noel Leeming promotional offer. *Excludes all Apple Products, Drones and Galaxy S and Note mobile phone range.

36 Months Interest Free

#36 months interest free available on finance of $750 and over using Purple Visa Card, a brand of Warehouse Money. All finance is subject to Purple Visa Card Terms and Conditions, credit criteria and rates and fees (including $55 establishment fee and $55 annual fees). Visit purplevisacard.co.nz for full Terms and Conditions and Rates and Fees. Prevailing interest rate (currently 22.90% p.a.) applies to any outstanding balance on the expiry of the interest free period. Minimum monthly repayments (3% of the outstanding balance or $20, whichever is the greater) must be made during the interest free period. If you make only the minimum monthly payment, you will not pay off your interest free transaction amount within the promotional period.  So, if you can, always pay more than the minimum amount due.  Advertised credit offer is available instore and online and cannot be used in conjunction with any other Noel Leeming promotional offer. *Excludes all Apple Products, Drones and Galaxy S and Note mobile phone range. 

30 Months Interest Free *when the offer EXCLUDES Apple

#30 months interest free available on finance of $699 and over using Purple Visa Card, a brand of Warehouse Money. All finance is subject to Purple Visa Card Terms and Conditions, credit criteria and rates and fees (including $55 establishment fee and $55 annual fees). Visit purplevisacard.co.nz for full Terms and Conditions and Rates and Fees. Prevailing interest rate (currently 22.90% p.a.) applies to any outstanding balance on the expiry of the interest free period. Minimum monthly repayments (3% of the outstanding balance or $20, whichever is the greater) must be made during the interest free period. If you make only the minimum monthly payment, you will not pay off your interest free transaction amount within the promotional period.  So, if you can, always pay more than the minimum amount due. Advertised credit offer is available instore and online and cannot be used in conjunction with any other Noel Leeming promotional offer. *Excludes all Apple Products, Drones and Galaxy S and Note mobile phone range. 

30 Months Interest Free *when the offer INCLUDES Apple

#30 months interest free available on finance of $699 and over using Purple Visa Card, a brand of Warehouse Money. All finance is subject to Purple Visa Card Terms and Conditions, credit criteria and rates and fees (including $55 establishment fee and $55 annual fees). Visit purplevisacard.co.nz for full Terms and Conditions and Rates and Fees. Prevailing interest rate (currently 22.90% p.a.) applies to any outstanding balance on the expiry of the interest free period. Minimum monthly repayments (3% of the outstanding balance or $20, whichever is the greater) must be made during the interest free period. If you make only the minimum monthly payment, you will not pay off your interest free transaction amount within the promotional period.  So, if you can, always pay more than the minimum amount due.  Advertised credit offer is available instore and online and cannot be used in conjunction with any other Noel Leeming promotional offer. Includes Apple Mac, iPad and Apple watch. *Excludes Apple iPhones, Drones and Galaxy S and Note mobile phone range. 

24 Months Interest Free

#24 months interest free available on finance of $499 and over using Purple Visa Card, a brand of Warehouse Money. All finance is subject to Purple Visa Card Terms and Conditions, credit criteria and rates and fees (including $55 establishment fee and $55 annual fees). Visit purplevisacard.co.nz for full Terms and Conditions and Rates and Fees. Prevailing interest rate (currently 22.90% p.a.) applies to any outstanding balance on the expiry of the interest free period. Minimum monthly repayments (3% of the outstanding balance or $20, whichever is the greater) must be made during the interest free period. If you make only the minimum monthly payment, you will not pay off your interest free transaction amount within the promotional period.  So, if you can, always pay more than the minimum amount due. Advertised credit offer is available instore and online and cannot be used in conjunction with any other Noel Leeming promotional offer. *Excludes all Apple Products, Drones and Galaxy S and Note mobile phone range. 

12 Months Interest Free

#12 months interest free available on finance of $250 and over using Purple Visa Card, a brand of Warehouse Money. All finance is subject to Purple Visa Card Terms and Conditions, credit criteria and rates and fees (including $55 establishment fee and $55 annual fees). Visit purplevisacard.co.nz for full Terms and Conditions and Rates and Fees. Prevailing interest rate (currently 22.90% p.a.) applies to any outstanding balance on the expiry of the interest free period. Minimum monthly repayments (3% of the outstanding balance or $20, whichever is the greater) must be made during the interest free period. If you make only the minimum monthly payment, you will not pay off your interest free transaction amount within the promotional period.  So, if you can, always pay more than the minimum amount due. Advertised credit offer is available instore and online and cannot be used in conjunction with any other Noel Leeming promotional offer. *Includes Apple Mac, iPad and Apple Watch. Excludes Apple iPhones.

6 Months Interest Free

#6 months interest free available on finance of $249 and over using Purple Visa Card, a brand of Warehouse Money. All finance is subject to Purple Visa Card Terms and Conditions, credit criteria and rates and fees (including $55 establishment fee and $55 annual fees). Visit purplevisacard.co.nz for full Terms and Conditions and Rates and Fees. Prevailing interest rate (currently 22.90% p.a.) applies to any outstanding balance on the expiry of the interest free period. Minimum monthly repayments (3% of the outstanding balance or $20, whichever is the greater) must be made during the interest free period. If you make only the minimum monthly payment, you will not pay off your interest free transaction amount within the promotional period.  So, if you can, always pay more than the minimum amount due.  Advertised credit offer is available instore and online and cannot be used in conjunction with any other Noel Leeming promotional offer. *Includes Apple Mac, iPad and Apple Watch. Excludes Apple iPhones.

Fees and Charges

Minimum monthly payments are required but you won’t be charged interest if you pay off your purchase before the expiry of the interest free period. Prevailing interest rate applies to any outstanding balance on the expiry of the interest free period.

Establishment Fee

A one off fee of $55 is charged for processing your application when you open your account and applied at the point of your first spend.

Annual Account Fee

A fee of $55 is charged at the anniversary of your account and is for maintaining the account for the previous 12 months. It is then charged each subsequent year the account remains open.