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#Purple Visa Card Terms and Conditions, credit criteria and Rates and Fees (including a $55 establishment fee and a $55 annual fee) apply. Prevailing interest rate of 26.65% p.a. will apply to any outstanding balance at the expiry of the interest free period and Cash Advance rate of 29.40% p.a. also applies (both current as at 1 April 2024). Visit purplevisa.co.nz for more information. #Gem Visa/Gem CreditLine credit and lending criteria and fees apply, including a Gem Visa $55 establishment fee and annual fees ($65 Gem Visa (charged $32.50 half yearly)/$65 Gem CreditLine (charged $32.50 half yearly)). Prevailing interest rate (currently Gem Visa 29.49% p.a./ Gem CreditLine 29.95%p.a.) applies after any interest free term ends. For cash advances, an interest rate of 29.95% p.a. and fees of ($2 Gem Visa/$6 Gem CreditLine) apply. Further information on rates and fees can be found at gemfinance.co.nz. Credit provided by Latitude Financial Services Limited. ^Noel Leeming Bonus Gift Cards (‘Bonus Gift Card’) are issued on eligible Purple Visa Card, Gem Visa and Gem CreditLine Long-Term Interest Free Finance purchases at Noel Leeming only with a purchase of $1000 or more (‘eligible purchase’) and expire two (2) months from date of issue. Bonus Gift Card values are based on total of the eligible purchase (refer above) and will be issued at time of purchase if instore, or within 30 days of transaction for online purchases. Bonus Gift Card is not redeemable for cash or standard Noel Leeming Gift Cards and cannot be used in the transaction in which it is issued. Where an Eligible Purchase is cancelled or refunded, Noel Leeming retains the right to recover either the Bonus Gift Card itself (if unused) or the Bonus Gift Card amount by deduction from the refund of the purchase amount. Standard Noel Leeming Gift Card terms apply to the use of Bonus Gift Cards. #Excludes 12 months interest free via Visa transactions. *Excludes Gift Cards and Miele Whiteware.***Purple Visa Card Terms and Conditions, 12 Months Interest-Free on Visa purchases $259 and over. Excludes Gift Cards. Credit criteria and Rates and Fees (including a $55 establishment fee and a $55 annual fee) apply. Visit purplevisa.co.nz for further details or speak to a team member. Prevailing interest rate (which can be found on the Rates and Fees page at purplevisa.co.nz) will apply to any outstanding balance at the expiry of the interest free period. Purple Visa Card is a brand of Finance Now. The advertised credit offer is available in store and online and cannot be used in conjunction with any other Noel Leeming promotional offer or with Commercial and Educational purchases