Purple Visa Card Terms

Interest Free Finance from Purple Visa Card

Purple Visa Card offers vary by promotion. 6, 12 & 16 Months Interest Free offers are always available. 24 Months Interest Free and longer terms are valid when displayed in store or online. Please ask a team member for more information.

Months Interest Free On Purchases Over Product Exclusions & Inclusions
6 $250 No exclusions.
12 $250 No exclusions.
16 $250 Available on purchases of Apple products only.
24 $499 Excludes all Apple products and Samsung Flip, Fold, Note & S Series mobile range.
30* $499 Excludes all Apple products and Samsung Flip, Fold, Note & S Series mobile range. *When the offer includes Apple Mac, iPad & Apple Watch, the offer only excludes iPhone and Samsung Flip, Fold, Note & S Series mobile range.
36 $750 Excludes all Apple products and Samsung Flip, Fold, Note & S Series mobile range.
48 $999 Excludes all Apple products and Samsung Flip, Fold, Note & S Series mobile range.
60 $1,200 Excludes all Apple & Sonos products and Samsung Flip, Fold, Note & S Series mobile range.

#Interest free finance available using Purple Visa Card, which is issued by SBS Money Limited. All finance is subject to Purple Visa Card terms & conditions, credit criteria and rates and fees (including $55 establishment fee and $55 annual fee). Visit purplevisa.co.nz for full terms & conditions and rates and fees. Prevailing interest rate (currently 22.90% p.a.) applies to any outstanding balance on the expiry of the interest free period. Minimum monthly repayments (3% of the outstanding balance or $20, whichever is the greater) must be made during the interest free period. If you make only the minimum monthly payment, you will not pay off your interest free transaction amount within the promotional period. So, if you can, always pay more than the minimum amount due. Advertised credit offer is available in store and online and cannot be used in conjunction with any other Noel Leeming promotional offer or with commercial and educational purchases. Product inclusions and/or exclusions are listed above.

Fees and Charges

Minimum monthly payments are required but you won’t be charged interest if you pay off your purchase before the expiry of the interest free period. Prevailing interest rate applies to any outstanding balance on the expiry of the interest free period.

Establishment Fee

A one off fee of $55 is charged for processing your application when you open your account and applied at the point of your first spend.

Annual Account Fee

A fee of $55 is charged at the anniversary of your account and is for maintaining the account for the previous 12 months. It is then charged each subsequent year the account remains open.