INTEREST FREE TERMS & CONDITIONS

60 Months Interest free

Offer valid on Gem Visa or GE CreditLine purchases $1200 and over. Credit and lending criteria, $55 establishment fee and $55 annual fee apply. Prevailing interest rate applies to any outstanding balance on the expiry of the interest free period. Credit offer available online and cannot be used in conjunction with any other Noel Leeming promotional offer. Gem Visa and GE CreditLine are provided by GE Finance and Insurance.

12 Months Interest free

Offer valid on Gem Visa or GE CreditLine purchases $499 and over. Credit and lending criteria, $55 establishment fee and $55 annual fee apply. Prevailing interest rate applies to any outstanding balance on the expiry of the interest free period. Credit offer available online and cannot be used in conjunction with any other Noel Leeming promotional offer. Gem Visa and GE CreditLine are provided by GE Finance and Insurance.

6 Months Interest free

Offer valid on Gem Visa or GE CreditLine purchases $249 and over. Credit and lending criteria, $55 establishment fee and $55 annual fee apply. Prevailing interest rate applies to any outstanding balance on the expiry of the interest free period. Credit offer available online and cannot be used in conjunction with any other Noel Leeming promotional offer. Gem Visa and GE CreditLine are provided by GE Finance and Insurance.

Fees and Charges

Minimum monthly payments are required but you won't be charged interest if you pay off your purchase before the expiry of the interest free period. Prevailing interest rate applies to any outstanding balance on the expiry of the interest free period.

Establishment fee

A one off fee of $55 is charged for processing your application when you open your account and applied at the point of your first spend.

Annual Account Fee

A fee of $55 is charged at the anniversary of your account and is for maintaining the account for the previous 12 months. It is then charged each subsequent year the account remains open.