We offer an extensive range of finance options for personal and business.
With these great finance options, you are able to enjoy the latest technology for personal, home or business use.
Smarter Shopping Online
You can now use your eligible card to shop online or in store at Noel Leeming or apply for a Gem Visa Credit Card now and you could start shopping today!
What is interest free?
Enjoy the freedom to make your purchase and manage your payments over time, without paying any interest during the interest free period (excludes Gift Cards and Apple iPhones).
Minimum monthly payments are required but if you pay the outstanding balance in full before the end of the interest free period, you will avoid paying any interest.
Prevailing interest rate applies to any outstanding balance on the expiry of the interest free period.
- Buy online or in store.
- Choose a payment plan that suits you.
- Pay no interest during the promotional period.
- Apply online and get a response in 60 seconds and if approved start shopping right away.
- A minimum monthly payment must be made each month.
- Make additional repayments without penalty.
Choice of promotional terms
At Noel Leeming, we offer a range of interest free promotional terms, allowing you to choose the option that best suits you.
For more details, read the Terms and Conditions.
6 Months Interest Free
Every time you make a Visa purchase over $249 on your Gem Visa card, you'll automatically receive 6 months interest free—it's that simple. Normal lending conditions, credit criteria and fees apply. Excludes Apple iPhones.
Fees and charges
Minimum monthly payments are required but if you make monthly payments and pay your purchase amount in full before the end of the promotional period, you will not pay any interest. Prevailing interest rate (currently 25.99% p.a for Gem Visa and 29.95% p.a for Gem CreditLine) applies to any outstanding balance on the expiry of the interest free period. The minimum monthly repayment of 3% of the balance or $20, whichever is greater, will not be sufficient to repay the purchase amount within the promotional period.
A one off fee of $55 is charged for processing your application when you open your account and applied at the point of your first spend.
Annual Account Fee
A fee of $52 for Gem Visa and $50 for Gem CreditLine is charged at the anniversary of your account and is for maintaining the account for the previous 12 months. It is then charged each subsequent year the account remains open.
Gem Visa and Gem CreditLine are provided by Latitude Financial Services Limited.
Looking for business finance options?
EasyLease provide the best finance option for business. You can get the technology your business needs at an affordable monthly rate!
Every day, more and more New Zealanders use EasyLease to keep up-to-date with the very latest technology. With EasyLease you'll always have access to the latest technology on a budget you can afford, with peace of mind knowing your equipment is always protected. So you'll never need to worry about your technology, we'll take care of it.
Choose what you want to lease online or in store
Get Pre-approved over the phone or Apply in Store
Visit your local Noel Leeming Store and pick up your equipment
You can finalise your Lease Agreement in store
Marble Finance, a brand of Finance Now, can help you get the things you want when you want them. Marble Finance is 100% locally owned and already used by more than 320,000 Kiwis.
To apply for finance, from Marble Finance, click on the link below.
If you are an existing Finance Now customer you will continue to enjoy:
The same great retail finance offers
Flexible payment terms
Great deals on the best brands
Speedy and easy application processing
And, as Noel Leeming is the only appliance store with Fly Buys, you will continue to earn Fly Buys
If you have any questions about the process or the information you are asked to provide then give our team a call on 0800 MARBLE (62 72 53)
|Step 1: Initial Application Criteria Checklist|
|You must be a NZ Citizen / Permanent Resident and currently living in New Zealand|
|You must be older than 18 years of age|
|Proof of identity by means of a NZ drivers licence, passport or firearms licence|