Finance Options

We offer an extensive range of finance options for personal and business.
With these great finance options, you are able to enjoy the latest technology for personal, home or business use.

Finance Options

Interest Free

Interest Free

Smarter Shopping Online

You can now use your eligible card to shop online or instore at Noel Leeming or apply for a Gem Visa Credit Card now and you can start shopping today!

What is interest free?

Enjoy the freedom to make your purchase and manage your payments over time, without paying any interest during the interest free period (excludes Apple products & Gift Cards).

Minimum monthly payments are required but if you pay the outstanding balance in full before the end of the interest free period, you will avoid paying any interest.

Prevailing interest rate applies to any outstanding balance on the expiry of the interest free period.

  • Buy online or instore.
  • Choose a payment plan that suits you.
  • Pay no interest during the promotional period.
  • Apply online and get a response in 60 seconds and if approved start shopping right away.
  • Make additional repayments without penalty.

Choice of promotional terms

At Noel Leeming, we offer a range of interest free promotional terms, allowing you to choose the option that best suits you.

For more details, read the Terms and Conditions.

6 Months Interest Free

Every time you make a Visa purchase over $250 on your Gem Visa card, you'll automatically receive 6 months interest free—it's that simple.

Fees and charges

Minimum monthly payments are required but you won't be charged interest if you pay off your purchase before the expiry of the interest free period. Prevailing interest rate applies to any outstanding balance on the expiry of the interest free period.

Establishment Fee

A one off fee of $55 is charged for processing your application when you open your account and applied at the point of your first spend.

Annual Account Fee

A fee of $55 is charged at the anniversary of your account and is for maintaining the account for the previous 12 months. It is then charged each subsequent year the account remains open.

Easy Lease

Easy Lease

Business Finance

Looking for business finance options?


EasyLease provide the best finance option for business. You can get the technology your business needs at an affordable monthly rate!
Every day, more and more New Zealanders use EasyLease to keep up-to-date with the very latest technology. With EasyLease you'll always have access to the latest technology on a budget you can afford, with peace of mind knowing your equipment is always protected. So you'll never need to worry about your technology, we'll take care of it.

  • Choose what you want to lease online or in store

  • Complete an EasyLease application

    Apply Online

    or Call us on 0508 44 44 827

  • or Apply in store

  • Visit your local Noel Leeming Store and pick up your equipment
    You can finalise your Lease Agreement in store

Finance Now

Marble Finance

Marble Finance, a brand of Finance Now, can help you get the things you want when you want them. Marble Finance is 100% locally owned and already used by more than 320,000 Kiwis.

To apply for finance, from Marble Finance, click on the link below.

If you are an existing Finance Now customer you will continue to enjoy:

  • The same great retail finance offers

  • Flexible payment terms

  • Great deals on the best brands

  • Speedy and easy application processing

  • And, as Noel Leeming is the only appliance store with Fly Buys, you will continue to earn Fly Buys

  • If you have any questions about the process or the information you are asked to provide then give our team a call on 0800 MARBLE  (62 72 53)

    Step 1: Initial Application Criteria Checklist

    You must be a NZ Citizen / Permanent Resident and currently living in New Zealand
    You must be older than 18 years of age
    Proof of identity by means of a NZ drivers licence, passport or firearms licence