Finance Options

We offer an extensive range of finance options for personal and business.
With these great finance options, you are able to enjoy the latest technology for personal, home or business use.

Finance Options

Interest Free

Interest Free

Smarter Shopping Online

You can now use your eligible card to shop online or in store at Noel Leeming or apply for a Gem Visa Credit Card now and you could start shopping today!

What is interest free?

Enjoy the freedom to make your purchase and manage your payments over time, without paying any interest during the interest free period (excludes Gift Cards and Apple iPhones).

Minimum monthly payments are required but if you pay the outstanding balance in full before the end of the interest free period, you will avoid paying any interest.

Prevailing interest rate applies to any outstanding balance on the expiry of the interest free period.

  • Buy online or in store.
  • Choose a payment plan that suits you.
  • Pay no interest during the promotional period.
  • Apply online and get a response in 60 seconds and if approved start shopping right away.
  • A minimum monthly payment must be made each month.
  • Make additional repayments without penalty.

Choice of promotional terms

At Noel Leeming, we offer a range of interest free promotional terms, allowing you to choose the option that best suits you.

For more details, read the Terms and Conditions.


6 Months Interest Free

Every time you make a Visa purchase over $249 on your Gem Visa card, you'll automatically receive 6 months interest free—it's that simple. Normal lending conditions, credit criteria and fees apply. Excludes Apple iPhones.

Fees and charges

Minimum monthly payments are required but if you make monthly payments and pay your purchase amount in full before the end of the promotional period, you will not pay any interest. Prevailing interest rate (currently 25.99% p.a for Gem Visa and 29.95% p.a for Gem CreditLine) applies to any outstanding balance on the expiry of the interest free period. The minimum monthly repayment of 3% of the balance or $20, whichever is greater, will not be sufficient to repay the purchase amount within the promotional period.

Establishment Fee

A one off fee of $55 is charged for processing your application when you open your account and applied at the point of your first spend.

Annual Account Fee

A fee of $52 for Gem Visa and $50 for Gem CreditLine is charged at the anniversary of your account and is for maintaining the account for the previous 12 months. It is then charged each subsequent year the account remains open.
Gem Visa and Gem CreditLine are provided by Latitude Financial Services Limited.

Easy Lease

Easy Lease

Business Finance

Looking for business finance options?

EasyLease

EasyLease provide the best finance option for business. You can get the technology your business needs at an affordable monthly rate!
Every day, more and more New Zealanders use EasyLease to keep up-to-date with the very latest technology. With EasyLease you'll always have access to the latest technology on a budget you can afford, with peace of mind knowing your equipment is always protected. So you'll never need to worry about your technology, we'll take care of it.


  • Choose what you want to lease online or in store

  • Get Pre-approved over the phone or Apply in Store

    Schedule a Call

  • Visit your local Noel Leeming Store and pick up your equipment
    You can finalise your Lease Agreement in store



Click here to read the EasyLease terms and conditions

Finance Now

Marble Finance

Marble Finance, a brand of Finance Now, can help you get the things you want when you want them. Marble Finance is 100% locally owned and already used by more than 320,000 Kiwis.

To apply for finance, from Marble Finance, click on the link below.

If you are an existing Finance Now customer you will continue to enjoy:

  • The same great retail finance offers

  • Flexible payment terms

  • Great deals on the best brands

  • Speedy and easy application processing

  • And, as Noel Leeming is the only appliance store with Fly Buys, you will continue to earn Fly Buys

  • If you have any questions about the process or the information you are asked to provide then give our team a call on 0800 MARBLE  (62 72 53)

    Click here to read terms & conditions

    Step 1: Initial Application Criteria Checklist

    You must be a NZ Citizen / Permanent Resident and currently living in New Zealand
    You must be older than 18 years of age
    Proof of identity by means of a NZ drivers licence, passport or firearms licence