Interest Free - Purple Visa Card
Purple Visa Card – The flexible credit card with simple rewards
Not only can you use your Purple Visa Card for everyday purchases, but you also have the option of long-term Interest Free finance for those larger purchases*.
Why you should get a Purple Visa Card
If you’re wanting to purchase something larger or have the flexibility of spreading out the payment over time, you can use your Purple Visa Card for those long-term interest free purchases.
Plus, every time you use your Purple Visa Card for your everyday purchase, anywhere that Visa is accepted, helps you earn Purple Dollars. The more you use your Purple Visa Card for eligible transactions, the more Purple Dollars you’ll earn to spend at participating retailers*.
For every $150 you spend, you'll earn 1 Purple Dollar. We’ve kept things simple - 1:1 reward ratio. For example, 20 Purple Dollars equals $20 NZD.
How do you apply?
Apply now at purplevisa.co.nz or call us on 0800 801 808.
Purple Visa Card Terms and Conditions apply including a $55 establishment fee and a $55 annual fee. Purple Visa Card is issued by SBS Money Limited.
Terms & Conditions
Purple Visa Card offers vary by promotion. 6, 12 & 16 Months Interest Free offers are always available. 24 Months Interest Free and longer terms are valid when displayed in store or online. Please ask a team member for more information.
| Months Interest Free | On Purchases Over | Product Exclusions & Inclusions |
|---|---|---|
| 6 | $250 | Excludes Gift Cards. |
| 12 | $250 | Excludes Gift Cards. 12 Months Interest Free Automatically applies at checkout. |
| 16 | $349 | Available on purchases of Apple products only. Excludes Gift Cards. |
| 18 | $349 | Excludes Gift Cards, all Apple products and Samsung Flip, Fold, Note & S Series mobile range. |
| 24 | $449 | Excludes Gift Cards, all Apple products and Samsung Flip, Fold, Note & S Series mobile range. |
| 30** | $499 | Excludes Gift Cards, all Apple products and Samsung Flip, Fold, Note & S Series mobile range. **When the offer includes Apple Mac, iPad & Apple Watch, the offer only excludes Gift Cards, iPhone, Samsung Flip, Fold, Note & S Series mobile range. |
| 34 (1000 days) | $599 | Excludes Gift Cards, all Apple products and Samsung Flip, Fold, Note & S Series mobile range. |
| 36 | $599 | Excludes Gift Cards, all Apple products and Samsung Flip, Fold, Note & S Series mobile range. |
| 48 | $799 | Excludes Gift Cards, all Apple products and Samsung Flip, Fold, Note & S Series mobile range. |
| 60 | $999 | Excludes Gift Cards, all Apple & Sonos products and Samsung Flip, Fold, Note & S Series mobile range. |
#Interest free finance available using Purple Visa Card, which is issued by SBS Money Limited. All finance is subject to Purple Visa Card terms & conditions, credit criteria and rates and fees (including $55 establishment fee and $55 annual fee) apply. Prevailing interest rate (currently 26.65% p.a., as at 1 April 2024) will apply to any outstanding balance at the expiry of the interest free period. Visit purplevisa.co.nz for more information. Minimum monthly repayments (3% of the outstanding balance or $20, whichever is the greater) must be made during the interest free period. If you make only the minimum monthly payment, you will not pay off your interest free transaction amount within the promotional period. So, if you can, always pay more than the minimum amount due. Advertised credit offer is available in-store and online and cannot be used in conjunction with any other Noel Leeming promotional offer or with commercial and educational purchases. Product inclusions and/or exclusions are listed above. For more information contact us on 0800 44 44 88.
Rates and Fees
| $55 | $55 | 26.65% p.a | 29.40% p.a |
|---|---|---|---|
| A one-off Establishment fee | Annual fee | Purchase Interest rate | Cash Advance rate |
Payment - Payment Minimum monthly payments (3% of the outstanding balance or $20, whichever is the greater) and any charges eligible for deferred payment will not apply until expiry of any Deferred Payment Plan but must be made during the Interest Free Term. If you make only the minimum monthly payment, you may not pay off your purchase before the expiry of the Interest Free Term. So, if you can, always pay more than the minimum amount due. Visit purplevisa.co.nz for more information
Click here for Terms and Conditions that apply to the Purple Visa Card.