Interest Free - Purple Visa Card

Purple Visa Card – The flexible credit card with simple rewards

Not only can you use your Purple Visa Card for everyday purchases, but you also have the option of long-term Interest Free finance for those larger purchases*.

Why you should get a Purple Visa Card

If you’re wanting to purchase something larger or have the flexibility of spreading out the payment over time, you can use your Purple Visa Card for those long-term interest free purchases.

Plus, every time you use your Purple Visa Card for your everyday purchase, anywhere that Visa is accepted, helps you earn Purple Dollars. The more you use your Purple Visa Card for eligible transactions, the more Purple Dollars you’ll earn to spend at participating retailers*.

For every $150 you spend, you'll earn 1 Purple Dollar. We’ve kept things simple - 1:1 reward ratio. For example, 20 Purple Dollars equals $20 NZD.

How do you apply?

Apply now at purplevisa.co.nz or call us on 0800 801 808.

Purple Visa Card Terms and Conditions apply including a $55 establishment fee and a $55 annual fee. Purple Visa Card is issued by SBS Money Limited.

*At participating retailers. Visit purplevisa.co.nz for participating retailers and full terms and conditions. Purple Dollars aren't earned on long-term interest free transactions.

Terms & Conditions

Purple Visa Card offers vary by promotion. 6, 12 & 16 Months Interest Free offers are always available. 24 Months Interest Free and longer terms are valid when displayed in store or online. Please ask a team member for more information.

Months Interest Free On Purchases Over Product Exclusions & Inclusions
6 $250 No exclusions.
12 $300 No exclusions.
16 $259 Available on purchases of Apple products only.
18 $499 Excludes all Apple products and Samsung Flip, Fold, Note & S Series mobile range.
24 $499 Excludes all Apple products and Samsung Flip, Fold, Note & S Series mobile range.
30* $499 Excludes all Apple products and Samsung Flip, Fold, Note & S Series mobile range. *When the offer includes Apple Mac, iPad & Apple Watch, the offer only excludes iPhone and Samsung Flip, Fold, Note & S Series mobile range.
36 $750 Excludes all Apple products and Samsung Flip, Fold, Note & S Series mobile range.
48 $999 Excludes all Apple products and Samsung Flip, Fold, Note & S Series mobile range.
60 $1,200 Excludes all Apple & Sonos products and Samsung Flip, Fold, Note & S Series mobile range.

# Interest-free finance available using Purple Visa Card, which is issued by SBS Money Limited. All finance is subject to Purple Visa Card terms & conditions, credit criteria and rates and fees (including $55 establishment fee and $55 annual fee). Visit purplevisa.co.nz for full terms & conditions and rates and fees. Prevailing interest rate (currently 22.90% p.a.) applies to any outstanding balance on the expiry of the interest-free period. Minimum monthly repayments (3% of the outstanding balance or $20, whichever is the greater) must be made during the interest-free period. If you make only the minimum monthly payment, you will not pay off your interest-free transaction amount within the promotional period. So, if you can, always pay more than the minimum amount due. Advertised credit offer is available in-store and online and cannot be used in conjunction with any other Noel Leeming promotional offer or with commercial and educational purchases. Product inclusions and/or exclusions are listed above.

Rates and Fees

Interest Charges - Minimum monthly payments (3% of the outstanding balance or $20, whichever is the greater) and any charges eligible for deferred payment will not apply until expiry of any Deferred Payment Plan but must be made during the Interest Free Term. If you make only the minimum monthly payment, you may not pay off your purchase before the expiry of the Interest Free Term.  So, if you can, always pay more than the minimum amount due. Prevailing interest rate (which can be found on the Rates and Fees page at purplevisa.co.nz) applies to any outstanding balance on the expiry of the Interest Free Term.

Establishment Fee - A one-off establishment fee of $55 is charged when you open your Purple Visa Card Account. You will see the establishment fee charge on your first statement. Establishment fee is not charged during a Deferred Payment Plan but will be charged if you have other Transactions on your account that are not related to a Deferred Payment Plan.

Annual Account Fee A fee of $55 is charged at the anniversary of your Purple Visa Card account and is for maintaining the account for the previous 12 months. It is then charged each subsequent year the account remains open.

Click here for Terms and Conditions that apply to the Purple Visa Card.